Tennessee Health & Fitness Business Insurance
When you run a health and fitness business, having the proper insurance is a necessary component to shield you and your staff from the many areas of potential claims you face.
You and your staff work closely with your clients everyday towards their better health: you push them physically, come into close contact with them, and advise them on regimen and diet.
One of our employees actually had an unpleasant experience at a gym that sent her to the doctor. She was working with a personal trainer one evening and noticed the workout was extremely tough but persevered and kept up with the trainer's instructions. By the end of the workout her legs were so fatigued she could barely walk. Assuming this was simply the result of a great workout she didn't think much about it. Two days later her legs locked up so badly she couldn't lift her legs more than about two inches off of the floor. Needless to say, she headed straight to the doctor thinking something had gone terribly wrong.
Thankfully this gym was incredibly cooperative, paid for the medical bills, released her from her personal training contract and fired the personal trainer once she explained what all her workout involved. While this lady graciously accepted their kindness and moved on, others may not do the same. Noting that the gym admitted fault, some would see that as an opportunity to capitalize on an experience.
You have unique risks to your business and you need insurance that can cover you on these fronts plus all of the normal areas of risk such as worker's comp and property insurance.
A proper health and fitness insurance policy will protect your health club for much less money than you'd expect. And the protection that it provides can be the difference between success and failure.
Even unwarranted claims can cause substantial damage to your business.
Gym insurance is available to all owners of health and fitness clubs in Tennessee and incorporates both traditional insurance and club-specific lines of insurance so that owners can remain focused on growing a thriving health business.
Two reasons to get started right away!
- Before the next workout session takes place, make sure that you and your trainers are protected from all claims. You don't want one unwarranted claim to close your gym.
- You can get a no-risk quote right away. Just fill out the short form above and we'll get back to you within a day with an affordable policy that you can put into place immediately.