Tennessee Auto Insurance

"Driving is a privilege, not a right."

Isn't that what your parents always said? While the state requires minimum limits of coverage for that privilege, not every vehicle driving around out there is insured. What if one of these uninsured drivers hits you? What then? Or what if your limits are too low, and you are found at fault for the death of 3 passengers? How much will your insurance cover?

These are all questions that no one thinks about until after it has happened to you. Having the right amount of coverage for your vehicle is more than providing repairs for the body work after a collision- auto insurance helps protect you from potential financial despair that could result from replacement costs, lawsuits, or medical payments.

What type of coverage do you need?

There are several types of coverage options available, and depending on the year and make of your vehicle you maybe want more, or less, coverage. The most common protections include:

• Liability- if you are found at fault
• Collision- if your car is damaged by collision
• Comprehensive- if your car is damaged by anything other than collision (severe weather or theft for example)

Other options include:

• Medical payments- pay on an injury for yourself or a passenger
• Emergency Road Service- if you are stranded with a flat tire or stuck in a ditch
• Uninsured Motorist Protection- if you are hit by an uninsured driver or involved in a hit-and-run

King & Associates Insurance, LLC

No matter how safe of a driver you may be, we are all one mishap away from the sound of screeching brakes and crushing metal. At King & Associates Insurance, LLC we have protected the Nashville and surrounding areas since 1997. Need help figuring out your limits and discounts you may qualify for? Fill out the free auto quote form today or give us a call at 615-329-8121 to speak to one of our licensed agents!